Testimonials
EC CREDITTERMS & CONDITIONS
TERMINATION/ACCESS RESTRICTION
Last updated: January 2022
EC Credit and Finance Solutions operates on a month-to-month basis, providing our clients with the flexibility to cancel their services at any time. To ensure a smooth transition, we kindly request that cancellations be made at least ten (10) days prior to the upcoming recurring payment.
Upon cancellation in accordance with these terms, the upcoming recurring payment will serve as the final payment for services rendered in credit repair. We value transparency and aim to deliver exceptional service to our clients.
Please be aware that EC Credit and Finance Solutions reserves the right, at our sole discretion, to terminate access to our Consolidated Web Site and related services, either in part or in full, at any time and without prior notice.
It is important to note that this agreement is governed by the laws of the State of Tennessee, U.S.A. By using the EC Credit and Finance Solutions Web Site, you consent to the exclusive jurisdiction and venue of courts in Athens, Tennessee, U.S.A., in any disputes arising from or related to its use.
Please understand that the use of the EC Credit and Finance Solutions Web Site is unauthorized in jurisdictions that do not recognize all provisions stated in these terms and conditions.
Our performance of this agreement is subject to existing laws and legal processes. We assure you that we will comply with governmental, court, and law enforcement requests or requirements pertaining to your use of the EC Credit and Finance Solutions Web Site or any information provided to us.
In the event that any part of this agreement is deemed invalid or unenforceable under applicable law, the invalid or unenforceable provision will be replaced by a valid and enforceable provision that closely aligns with the original intent. The remaining terms and conditions of the agreement will remain in effect.
This agreement constitutes the entire understanding between you and EC Credit and Finance Solutions regarding the use of our Web Site. It supersedes all prior or contemporaneous communications, whether electronic, oral, or written, between the parties concerning the EC Credit and Finance Solutions Web Site.
Please note that a printed version of this agreement, along with any electronically transmitted notices, will be considered admissible in judicial or administrative proceedings to the same extent and under the same conditions as other business documents and records originally generated and maintained in printed form.
We mutually express our desire for this agreement and all related documents to be written in English.
If you require any further clarification or have additional inquiries regarding this agreement, please do not hesitate to contact us. At EC Credit and Finance Solutions, we value open communication and aim to provide you with the utmost satisfaction.PURPOSE
At EC Credit and Finance Solutions, our purpose is to empower individuals and businesses to achieve their financial goals and improve their financial well-being. We strive to fulfill the needs of our clients by offering personalized solutions that reduce expenses, optimize credit, and provide guidance for smarter financial moves.
We understand the importance of trust and confidence in financial transactions, which is why we aim to make trust possible for consumers and organizations alike. Our mission is to ensure that our clients are reliably and safely represented in the marketplace, enabling them to transact with confidence and achieve great things. By providing expert advice, comprehensive services, and a commitment to exceptional customer service, we aspire to be a trusted partner in our clients' financial journeys. Our ultimate goal is to help individuals and businesses navigate through financial challenges, optimize their financial strategies, and unlock their full financial potential. At EC Credit and Finance Solutions, we are driven by the belief that everyone deserves the opportunity to improve their financial standing and accomplish their goals. We are dedicated to making a positive impact on the financial lives of our clients and contributing to their long-term success.AGREEMENT BETWEEN USER AND EC CREDIT
This Agreement ("Agreement") governs your use of the EC Credit and Finance Solutions website ("Website") and the services provided therein. By accessing or using the Website, you agree to be bound by the terms and conditions of this Agreement. If you do not agree with these terms and conditions, please refrain from using the Website.
1. USE OF WEBSITE: The EC Credit and Finance Solutions Website is provided for informational purposes and to facilitate communication between users and EC Credit and Finance Solutions. You agree to use the Website solely for lawful purposes and in compliance with all applicable laws and regulations.
2. INTELLECTUAL PROPERTY: All content on the EC Credit and Finance Solutions Website, including but not limited to text, graphics, logos, images, and software, is the property of EC Credit and Finance Solutions or its licensors and is protected by copyright and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on such content without the prior written consent of EC Credit and Finance Solutions.
3. DISCLAIMER OF WARRANTIES: The information and materials provided on the EC Credit and Finance Solutions Website are provided "as is" and without warranties of any kind, whether express or implied. EC Credit and Finance Solutions does not warrant the accuracy, completeness, or reliability of the information and materials on the Website or the suitability of the services provided. Your use of the Website is at your own risk. 4. LIMITATION OF LIABILITY: In no event shall EC Credit and Finance Solutions or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or the services provided, even if advised of the possibility of such damages. EC Credit and Finance Solutions shall not be liable for any damages or losses resulting from any interruption or malfunction of the Website. 5. THIRD-PARTY LINKS: The EC Credit and Finance Solutions Website may contain links to third-party websites that are not owned or controlled by EC Credit and Finance Solutions. EC Credit and Finance Solutions has no control over the content, privacy policies, or practices of these third-party websites and assumes no responsibility or liability for them. Your access and use of third-party websites are solely at your own risk. 6. MODIFICATIONS: EC Credit and Finance Solutions reserves the right to modify, suspend, or discontinue the Website or any part thereof at any time without prior notice. EC Credit and Finance Solutions also reserves the right to modify this Agreement at any time by posting the revised terms on the Website. Your continued use of the Website after the posting of any modifications constitutes your acceptance of the revised terms. 7. GOVERNING LAW: This Agreement shall be governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to this Agreement shall be brought exclusively in the state or federal courts located in Athens, Tennessee. 8. ENTIRE AGREEMENT: This Agreement constitutes the entire agreement between you and EC Credit and Finance Solutions regarding your use of the Website and supersedes any prior or contemporaneous understandings or agreements. If you have any questions or concerns regarding this Agreement, please contact us at your convenience. Thank you for using EC Credit and Finance Solutions.USE OF COMMUNICATION SERVICES
EC Credit and Finance Solutions provides various communication services ("Services") to facilitate effective communication and interaction between users. By using these Services, you agree to comply with the following terms and conditions:
1. Personal and Non-Commercial Use: The Services are intended for personal and non-commercial use. You agree not to use the Services for any commercial purposes or to transmit any unauthorized or unsolicited advertising, promotional materials, or any other form of solicitation.
2. Lawful Use: You agree to use the Services in a lawful manner and to comply with all applicable laws and regulations. You will not use the Services to engage in any illegal activities, including but not limited to harassment, defamation, fraud, or unauthorized access to systems or data.
3. Respectful and Appropriate Conduct: You will use the Services in a respectful and appropriate manner. You will not use the Services to transmit any content that is offensive, harmful, defamatory, or infringing upon the rights of others. You will also refrain from engaging in any activity that may disrupt or interfere with the proper functioning of the Services. 4. Privacy and Confidentiality: While using the Services, you acknowledge and understand that electronic communications may not be secure or private. Therefore, you should exercise caution when transmitting any personal or sensitive information through the Services. EC Credit and Finance Solutions cannot guarantee the confidentiality or security of any information transmitted through the Services. 5. Monitoring and Moderation: EC Credit and Finance Solutions may monitor and review communications transmitted through the Services to ensure compliance with these terms and conditions. However, EC Credit and Finance Solutions is under no obligation to do so and assumes no responsibility or liability for the content of any communications. 6. Intellectual Property: Any content transmitted or shared through the Services remains the property of the respective users. By using the Services, you grant EC Credit and Finance Solutions a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, adapt, publish, and distribute the content solely for the purpose of providing and improving the Services. 7. Limitation of Liability: EC Credit and Finance Solutions shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Services. EC Credit and Finance Solutions assumes no responsibility or liability for the accuracy, completeness, or quality of any communications transmitted through the Services. 8. Termination: EC Credit and Finance Solutions reserves the right to terminate or suspend your access to the Services at any time without prior notice for any reason, including but not limited to a violation of these terms and conditions. By using the Services, you acknowledge that you have read, understood, and agreed to abide by these terms and conditions. If you have any questions or concerns regarding the use of the Services, please contact us. Thank you for using EC Credit and Finance Solutions.CLIENTS
At EC Credit and Finance Solutions, our clients are at the core of everything we do. We are committed to providing exceptional services and solutions to meet their unique needs and help them achieve their financial goals. Here is what you can expect as our valued client:
1. Personalized Approach: We understand that every client has distinct financial circumstances and objectives. That's why we take a personalized approach to ensure our services are tailored to meet your specific needs. We work closely with you to develop customized strategies and solutions that align with your goals. 2. Expert Guidance: Our team of experienced professionals is dedicated to providing expert guidance and advice. We stay up to date with the latest industry trends and regulations to offer you the most relevant and effective financial solutions. You can rely on our expertise to navigate complex financial situations and make informed decisions. 3. Transparent Communication: We believe in maintaining open and transparent communication with our clients. We keep you informed about the progress of your financial matters, provide regular updates, and answer any questions you may have. Our goal is to ensure you have a clear understanding of your financial situation and the steps we are taking to assist you. 4. Commitment to Success: Your success is our priority. We are committed to helping you achieve your financial goals, whether it's reducing debt, improving credit scores, or managing financial challenges. We work diligently to deliver results and strive to exceed your expectations at every step of the process. 5. Long-Term Partnership: We value long-term relationships with our clients. As your financial needs evolve, we are here to provide ongoing support and guidance. We aim to be your trusted partner throughout your financial journey, offering continuous assistance and adapting our services to meet your changing requirements. 6. Confidentiality and Security: We understand the importance of confidentiality when it comes to your financial matters. Rest assured that we maintain strict confidentiality and employ robust security measures to protect your sensitive information. At EC Credit and Finance Solutions, we are committed to your financial success. We go the extra mile to ensure our clients receive exceptional service, expert guidance, and personalized solutions. We are here to support you on your financial journey and look forward to serving you. If you have any questions or would like to discuss your specific financial needs, please don't hesitate to contact us. We are ready to assist you. Thank you for choosing EC Credit and Finance Solutions.ELECTRONIC COMMUNICATIONS
At EC Credit and Finance Solutions, we understand the importance of electronic communications in facilitating efficient and effective interactions with our clients. As part of our commitment to providing exceptional service, we offer various electronic communication channels for your convenience. Here's what you need to know about electronic communications with us:
1. Email Communication: Email is a widely used and convenient method of communication. We utilize email to send important updates, account statements, and other relevant information related to your financial matters. It is essential to provide us with a valid and frequently checked email address to ensure you receive timely communications from us. 2. Secure Client Portal: To enhance the security and privacy of your information, we provide a secure client portal. This portal allows you to access and exchange confidential documents, upload necessary files, and communicate securely with our team. Rest assured that your sensitive information is protected through encryption and advanced security measures. 3. Electronic Signatures: To streamline processes and reduce paperwork, we offer electronic signature capabilities. This enables you to sign and submit important documents digitally, saving you time and effort. Electronic signatures have the same legal validity as traditional handwritten signatures, ensuring a seamless and legally binding experience. 4. Phone and Video Conferencing: In addition to electronic channels, we also offer phone and video conferencing options for more personalized and interactive communication. These methods allow for real-time discussions, consultations, and the opportunity to address any questions or concerns you may have directly. 5. Communication Preferences: We respect your communication preferences. If you have specific preferences regarding electronic communications or if you wish to opt-out of any particular channel, please let us know, and we will accommodate your request to the best of our ability. 6. Privacy and Security: Protecting your privacy and maintaining the security of your information is of utmost importance to us. We employ industry-standard security measures to safeguard your electronic communications and ensure that your data remains confidential. However, please be aware that electronic communications can never be entirely risk-free, and it is essential to exercise caution and refrain from sharing sensitive information through unsecured channels. Please note that by engaging in electronic communications with EC Credit and Finance Solutions, you acknowledge and accept the inherent risks associated with electronic transmission and agree to hold us harmless from any liabilities arising from such communications. Should you have any questions or concerns regarding electronic communications or if you require further assistance, please do not hesitate to contact us. We are here to provide you with exceptional service and support. Thank you for choosing EC Credit and Finance Solutions.FAIRNESS AND LAWFULNESS
At EC Credit and Finance Solutions, we are committed to conducting our business in a fair and lawful manner. We adhere to ethical principles and legal requirements to ensure the highest standards of integrity and compliance. Here's what you need to know about fairness and lawfulness in our operations:
1. Equal Treatment: We treat all our clients fairly and impartially, regardless of their background, race, ethnicity, gender, religion, or any other protected characteristic. Our services are provided based on merit and individual financial circumstances, ensuring equal opportunities for everyone. 2. Compliance with Regulations: We strictly comply with applicable laws, regulations, and industry standards. We stay up to date with the latest legal requirements governing our operations to ensure that we provide services within the boundaries of the law. 3. Transparency and Disclosure: We believe in transparency and provide clear and accurate information about our services, fees, terms, and conditions. We ensure that you have a comprehensive understanding of the services we offer and any obligations or rights associated with them. 4. Ethical Conduct: We uphold the highest ethical standards in all our interactions and business dealings. Our team is committed to acting with honesty, integrity, and professionalism at all times. We maintain strict confidentiality and handle your personal and financial information with the utmost care and discretion. 5. Data Protection and Privacy: We respect your privacy and comply with relevant data protection laws and regulations. We have robust data security measures in place to safeguard your personal information and prevent unauthorized access or disclosure. 6. Dispute Resolution: In the event of any dispute or concern, we are committed to addressing the issue promptly and fairly. We have a structured dispute resolution process in place to handle complaints or grievances, and we strive to reach a satisfactory resolution for all parties involved. 7. Continuous Improvement: We are dedicated to continuous improvement in our practices, policies, and services. We regularly assess and review our operations to identify areas for enhancement and ensure that we are consistently delivering the highest quality of service to our clients.At EC Credit and Finance Solutions, fairness and lawfulness are at the core of our business values. We are committed to treating our clients ethically, complying with regulations, and upholding the highest standards of professionalism. Should you have any questions or concerns regarding fairness and lawfulness in our operations, please do not hesitate to contact us. Thank you for choosing EC Credit and Finance Solutions.